Acknowledgement and Consent

MiFin Pty Ltd, A.B.N 14 132 429 595 and Australian Credit Licence Number 389029. I understand that by completing an application form that MiFin Pty Ltd (the entity) will collect, use, hold and disclose my information as outlined in the Privacy Policy, which I declare that I have read and understood.

Collection of information

I consent to the entity collecting personal and credit information from me. I understand that if I do not provide all information that is requested from me the entity may be unable to provide me with
their financial services. I also understand that if any of my personal information should change, such
as residential address, phone number, email address, etc, it is my responsibility to advise the entity
of this. I understand it may not always be practical or reasonable to collect information from me and
as such, I provide my consent for the entity to collect personal information about me on an ongoing
basis from:

  • publicly available sources such as public registers;
  • referees or point of contacts;
  • employers or income providers;
  • other financial service providers and financial institutions;

If any of these parties should request this Acknowledgement and Consent before providing
information, I consent for this to be provided to them.

Use of information

I consent to the entity collecting my information for the purposes of providing me with financial
services and any related purpose including but not limited to:

  • lending activities including accepting and assessing loan applications and disbursement of
    credit;
  • credit management functions relating to the management of accounts and collection of
    overdue amounts;
  • customer service requests such as providing access to and updating personal information
    and resolving disputes;
  • gathering information and statistical data to analyse and evaluate business functions;
  • developing our service offerings and improving overall business processes and efficiency.

Disclosure of information

I consent to the entity disclosing my personal information to provide me with their financial services
and any other related purpose as outlined above, on an ongoing basis to:

  • my personal point of contacts, my employers and income providers;
  • other financial institutions and debt collection agencies;
  • credit providers, credit brokers, other referrers and other service providers.
  • financiers, insurers, auditors, contractors, agents or service providers the entity uses to offer
    services;
  • any other entity.

I understand my information may also be disclosed in other circumstances outlined in the entity’s
privacy policy.

I understand the entity may, in the ordinary course of our business, disclose my credit information to
third parties which operate in the United States of America and while these parties may not,
therefore, be subject to Australian Privacy Law, no person in those countries will be able to access
my credit eligibility information without my express consent.

Promotion of Products and Services

I consent to being contacted by the entity, and any external third parties or agents who act on their
behalf, for the purposes of the promotion of products and services. I understand the entity
may promote the products of their marketing partners. I understand that I may withdraw my
consent and request not to receive promotional communications at any time by contacting the
entity.