Getting a loan is easy!

MiFinance is the first stop on your journey to get the funding you need. We offer short term cash loans between $500 to $4,600 with quick turnarounds. If it turns out that we’re not the right one for you - no worries! We’ll help you find the lender who is. All it takes is one easy online application and you’re on your way to getting the loan you need.

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Apply online

Fill out the loan calculator at the top of the page and you’ll be directed to our safe, secure and free online application. It could take you as little as 10 minutes to fill out your details. When you’re happy, just hit submit and you’re done!

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We get to work

Once we receive your application, we’ll get busy processing it to see if MiFinance can offer you the loan you need. Remember, if we can’t - we’ll help you look for the lender who can. It’s as simple as that!

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Meet your lender

As soon as we’ve processed your application, we’ll let you know if MiFinance is the right lender for you. If we are, then we’ll send through a loan contract for you to read and sign. Once you’re happy, send it back and we’ll schedule the transfer of your funds to your account!

Illustration of a hand holding a mobile phone with a red screen
Illustration of a hand holding a mobile phone with a red screen

Who can apply?

You can apply with MiFinance if:

Illustration of a hand holding a mobile phone with a red screen You're at least 18 years old
Illustration of a hand holding a mobile phone with a red screen You're an Australian resident
Illustration of a hand holding a mobile phone with a red screen You have a regular income for 3 months
Illustration of a hand holding a mobile phone with a red screen You have an active mobile number and email address
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