Getting a loan is easy!

With MiFinance, all it takes is three simple steps and you’re on your way to getting the funding you need.

Illustration of a hand holding a mobile phone with a red screen
Illustration of a hand holding a mobile phone with a red screen

Apply online

Fill out the loan calculator at the top of the page and you’ll be directed to our safe, secure and free online application. When you’re happy, just hit submit!

Illustration of paper with big red check marks on a clipboard
Illustration of paper with big red check marks on a clipboard

We get to work

Once we receive your application, we’ll get busy processing it to see if we can offer you the loan you need. If we can’t - don’t stress! We’ll help you look for the lender who can.

Illustration of hand holding a mobile phone surrounded by floating dollar signs
Illustration of hand holding a mobile phone surrounded by floating dollar signs

Meet your lender

As soon as we’ve processed your application, we’ll let you know if MiFinance is the right lender for you and it’ll only be a matter of time before the cash is in your account!

Illustration of a hand holding a mobile phone with a red screen

Who can apply?

You can apply with MiFinance if:

Illustration of a hand holding a mobile phone with a red screen You're at least 18 years old
Illustration of a hand holding a mobile phone with a red screen You're an Australian resident
Illustration of a hand holding a mobile phone with a red screen You have a regular income for 3 months
Illustration of a hand holding a mobile phone with a red screen You have an active mobile number and email address

Ask Away.

Transparency is at the heart of MiFinance’s business and we don’t believe in silly questions. If you’ve got a query, get in touch!

View All FAQs Illustration of a hand holding a mobile phone with a red screen
?:How do I receive my loan?
A:Your MiFinance loan will be transferred straight into your bank account once you have been approved. If we recommend you to another lender, funds with be transferred according to their processes.
?:How much does it cost?
A:It’s free to apply with MiFinance and there is NO interest charged on our loans. The easiest way to see how much your loan would cost is to go to our Loan Costs page.
?:Are there any renewal fees?
A:There are no renewal fees. MiFinance does not renew loans by rolling them over or by refinancing the loan. You can apply for a repeat loan though! It is usually much quicker to apply, and be approved for a repeat loan if you’ve successfully settled a loan before. We have a Returning Customers tab to assist you.