MiFinance is dedicated to helping each of our clients secure a stable and bright financial future with our guidance and assistance from our team of professional loan experts. Through our detailed online application process and extensive knowledge of online loans, the MiFinance team is one of the top-rated loan services in Australia. Regardless of your location in Australia, registered residents over the age of 18 can take control of our tailor-made online application process. The advanced website tools that are available online for free from MiFinance will help guide you to a loan that is best suited for your needs. If you have further questions, our dedicated team of customer service and loan experts are ready to have a chat with you. Regardless of your inquiry, feel free to contact us to help guide you through our loan process.

If you are looking to receive a loan for your personal or professional endeavors, MiFinance is well-equipped to help you get funding from a detailed list of lenders. Our long relationships with a variety of lenders with positive reputations will ensure that you can access funding at rates and terms that you agree with. Feel in complete control over the loans that you need with our loan guidance and verified lender network. Our trusted list of lenders is capable of providing instant online cash loans that can be approved and added to your bank account in a matter of hours. Our expedited application process will provide same day approval and deposit directly to your bank account. Take advantage of our fast application and depositing functions to put your money to work as soon as possible. MiFinance is here to help you achieve all of your financial goals through our detailed online services.

If you require some extra cash now, come in and apply for a cash advance to get you ahead of your payments. If you are looking for small loans to use for family payments, personal expenses, spending, emergency funding, and much more, MiFinance can provide a selection of competitively priced contracts that will have you funded as soon as possible. MiFinance can also assist with a quick loan for car. Small loans are great options for those looking for fast financing with a short term repayment plan that is easy to follow.

At MiFinance, we have a long history of assisting clients with many different financial histories and backgrounds. We can help secure loans for bad credit ratings or assist with loan acquisition even if you are currently unemployed. Our lending partners require no credit check depending on the type of loan you are looking to receive.

Take advantage of MiFinance’s list of cheap personal loans that can help you receive additional funding to make larger investments in housing or vehicles. Take a look at our advanced loan calculation tool to find out what your loan agreement would look like before applying. Our list of trusted lenders will be readily available to offer a selection of personal loan agreements.

MiFinance is a leading resource for modern, fast-paced online loans. Find a selection of loans that we specialize in on our website. Our fast application process at MiFinance will have you on the path to the financial goals that you have in mind! Fill out all of the essential information and provide as many financial documents as possible to have as many lender options available. Our team of professionals will have you on the path to securing a loan with highly competitive interest rates and easy to follow guidelines.

Getting a loan is easy!

With MiFinance, all it takes is three simple steps and you’re on your way to getting the funding you need.

Illustration of a hand holding a mobile phone with a red screen
Illustration of a hand holding a mobile phone with a red screen

Apply online

Fill out the loan calculator at the top of the page and you’ll be directed to our safe, secure and free online application. When you’re happy, just hit submit!

Illustration of paper with big red check marks on a clipboard
Illustration of paper with big red check marks on a clipboard

We get to work

Once we receive your application, we’ll get busy processing it to see if we can offer you the loan you need. If we can’t - don’t stress! We’ll help you look for the lender who can.

Illustration of hand holding a mobile phone surrounded by floating dollar signs
Illustration of hand holding a mobile phone surrounded by floating dollar signs

Meet your lender

As soon as we’ve processed your application, we’ll let you know if MiFinance is the right lender for you and it’ll only be a matter of time before the cash is in your account!

Illustration of a hand holding a mobile phone with a red screen

Who can apply?

You can apply with MiFinance if:

Illustration of a hand holding a mobile phone with a red screen You're at least 18 years old
Illustration of a hand holding a mobile phone with a red screen You're an Australian resident
Illustration of a hand holding a mobile phone with a red screen You have a regular income for 3 months
Illustration of a hand holding a mobile phone with a red screen You have an active mobile number and email address

Ask Away.

Transparency is at the heart of MiFinance’s business and we don’t believe in silly questions. If you’ve got a query, get in touch!

View All FAQs Illustration of a hand holding a mobile phone with a red screen
?:How do I receive my loan?
A:Your MiFinance loan will be transferred straight into your bank account once you have been approved. If we recommend you to another lender, funds with be transferred according to their processes.
?:How much does it cost?
A:It’s free to apply with MiFinance and there is NO interest charged on our loans. The easiest way to see how much your loan would cost is to go to our Loan Costs page.
?:Are there any renewal fees?
A:There are no renewal fees. MiFinance does not renew loans by rolling them over or by refinancing the loan. You can apply for a repeat loan though! It is usually much quicker to apply, and be approved for a repeat loan if you’ve successfully settled a loan before. We have a Returning Customers tab to assist you.